Last updated: 6/23/2022

The Blue Business® Plus Credit Card

Earns: American Express Membership Rewards

★★★★★

GigaTake:

With no annual fee, you can earn 2 points per dollar, a great rate, on the first $50,000 of purchases per year. This is an excellent starter business card.

This card is best for:

All Spending

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Here’s how much you would earn with this card

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You could earn	Worth	Plus Welcome Bonus	Total
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–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

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${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the The Blue Business® Plus Credit Card compares to other credit cards

The Blue Business® Plus Credit Card Other Cards

Rewards

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Reward Rate = 1x

Value = 1.7 cents per point
Effective Value = 1.7 %

Welcome Bonus = 15,000

Value = 1.7 cents per point
Effective Value = $255

$1700

Annual Fee = $0

$695

Welcome Bonus

15,000 Points

After you spend $3,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

2x All (first $50,000 in purchases each year)

1x All Other

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Try the Analyzer now

0.4¢ PER POINT

2¢+ PER POINT

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

The Fine Print

INTRO APR FOR PURCHASES	0% for 12 months
PURCHASES APR	14.74% – 22.74%
FOREIGN TRANSACTION FEE	2.7%