Last updated: 8/19/2020
Earns: Cash Back
1.5% cash back isn’t quite the best out there, but it’s at the upper end of cash back cards. If you’re a USAA Member and want to keep it in the family, this is a very good choice.
(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})
| You could earn | Worth | Plus Welcome Bonus | Total |
|---|---|---|---|
| {{totalPointsYouCouldEarn | number}} Cash Back per year |
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${{totalValueToUser | number}} |
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Value = 1 cent per point
Effective Value = 1.5 %
0.7%
0.7%
0.7%
0.75%
0.8%
1.2%
1.3%
1.3%
1.3%
1.3%
1.4%
1.4%
1.4%
1.5%
1.7%
1.95%
Value = 1 cent per point
Effective Value = $0
$50
$70
$100
$105
$130
$150
$150
$192
$200
$200
$200
$200
$210
$314.99
$390
$480
$510
$700
$780
$975
$1020
$1040
$1080
$1080
$1120
1.5%
All Spending
Good
In the top 50% of cards.
That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.
Excellent
In the top 15% of cards.
You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.
| PURCHASES APR | 13.40% to 27.40% |
| BALANCE TRANSFER APR | 13.40% to 27.40% |
| BALANCE TRANSFER FEE | 3% of the amount of each transfer. |
| CASH ADVANCE APR | 13.40% to 27.40% |
| CASH ADVANCE FEE | 3% of the amount of each cash advance. Fee waived when transferring funds electronically to a USAA deposit account. |
| LATE PAYMENTS | Up to $35 |
| FOREIGN TRANSACTION FEE | 0% |
