Last updated: 8/3/2021

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The Plum Card® from American Express

Earns: Cash Back

GigaTake:

You’ll basically get 1.5% cash back if you pay your balance within 10 days of your statement with no limit on the savings. Not bad if you are organized and spend a lot. Otherwise other cards offer 2% cash back.

This card is best for:

  • All Spending

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Here’s how much you would earn with this card

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${{totalValueToUser | number}}

How’d we figure that out?

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See how the The Plum Card® from American Express compares to other credit cards

The Plum Card® from American Express Other Cards


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Reward Rate = 1.5x

Value = 1 cent per point
Effective Value = 1.5 %

0%
3%

Welcome Bonus = 50,000

Value = 1 cent per point
Effective Value = $500

$0
$1800

Annual Fee = $250

$0
$995
Welcome Bonus
$500

OK

Bonus Rating

Cash Back

After you spend $15,000 in 3 months

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
1.5% All Spending

Good

good

Good

In the top 50% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Cash Back
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Pay early and get rewarded, when your cash flow allows. Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date. There’s no cap on how much you can earn and no purchase categories, just savings applies to your next statement.

And when you need more time, we’ve got your back, with up to 60 days to pay without interest. Just pay your minimum payment due by your payment due date.

Annual Fee
  • $0 first year
  • $250 thereafter
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go