Last updated: 8/3/2021

Luxury Card Mastercard Titanium

Earns: Luxury Card Rewards

★★★★★

GigaTake:

We’re not sure why you would want to pay a $195 annual fee for a card that earns 2% towards airfare purchases, but just 1% for cash back. There’s better, cheaper cards that do something similar.

Here’s how much you would earn with this card

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–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

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${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

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${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Luxury Card Mastercard Titanium compares to other credit cards

Luxury Card Mastercard Titanium Other Cards

Rewards

Show Rewards For:

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Reward Rate = 1x

Value = 2 cents per point
Effective Value = 2 %

Welcome Bonus = 0

Value = 2 cents per point
Effective Value = $0

$1800

Annual Fee = $195

$995

Welcome Bonus

0 Points

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

1x All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

Note: Titanium Card redemptions are worth 2% for airfare purchases, but only 1% for cash back.

Annual Fee

$195

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Recommended Credit Score

Average
Good
Excellent

These ranges indicate where your credit score should be before applying for a card. But we can’t guarantee that you’ll be approved for any particular card—that’s up to the issuer.

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool

The Fine Print

INTRO APR FOR BALANCE TRANSFERS	0% for 15 months
PURCHASES APR	14.99%
BALANCE TRANSFER APR	14.99%
BALANCE TRANSFER FEE	Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR	25.24%
CASH ADVANCE FEE	Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS	Up to $39
FOREIGN TRANSACTION FEE	0%