Last updated: 8/3/2021

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Luxury Card Mastercard Titanium

Earns: Luxury Card Rewards

GigaTake:

We’re not sure why you would want to pay a $195 annual fee for a card that earns 2% towards airfare purchases, but just 1% for cash back. There’s better, cheaper cards that do something similar.

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Luxury Card Rewards
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Luxury Card Mastercard Titanium compares to other credit cards

Luxury Card Mastercard Titanium Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 1x

Value = 2 cents per point
Effective Value = 2 %

0%
3%

Welcome Bonus = 0

Value = 2 cents per point
Effective Value = $0

$0
$1800

Annual Fee = $195

$0
$995
Welcome Bonus
0 Points
GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
1x All Spending

Excellent

excellent

Excellent

In the top 15% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Luxury Card Rewards
Gigapoints Value
2¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Other Card Information

Note: Titanium Card redemptions are worth 2% for airfare purchases, but only 1% for cash back.

Annual Fee
  • $195
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

The Fine Print

INTRO APR FOR BALANCE TRANSFERS 0% for 15 months
PURCHASES APR 14.99%
BALANCE TRANSFER APR 14.99%
BALANCE TRANSFER FEE Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 25.24%
CASH ADVANCE FEE Either $10 or 5% of the amount of each cash advance, whichever is greater.
LATE PAYMENTS Up to $39
FOREIGN TRANSACTION FEE 0%