Last updated: 7/3/2022
Earns: Luxury Card Rewards
2% rewards for airfare is good, but it’s hard to justify the large annual fee when there are other cards that will offer 2% cash back on everything.
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| You could earn | Worth | Plus Welcome Bonus | Total |
|---|---|---|---|
| {{totalPointsYouCouldEarn | number}} Luxury Card Rewards per year |
${{totalPointsYouCouldEarnValue | number}} | {{welcomeBonus | number}} points worth ${{welcomeBonusValue | number}} |
${{totalValueToUser | number}} |
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Value = 2 cents per point
Effective Value = 2 %
0.7%
0.7%
0.7%
0.75%
0.8%
1.2%
1.3%
1.3%
1.3%
1.3%
1.4%
1.4%
1.4%
1.5%
1.7%
1.95%
Value = 2 cents per point
Effective Value = $0
$0
$50
$70
$100
$105
$130
$150
$150
$192
$200
$200
$200
$200
$210
$314.99
$390
$480
$510
$700
$780
$975
$1020
$1040
$1080
$1080
$1120
$75
$95
$250
$450
$495
$495
1x
All Spending
Excellent
In the top 15% of cards.
That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.
Note: Black Card redemptions are worth 2% for airfare purchases, but only 1.5% for cash back.
You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.
$100 Annual Airline Credit
$100 annual airline credit toward qualifying airline purchases
$100 Global Entry Application Fee Credit
Mastercard Gold Card members receive a one hundred dollar ($100) statement credit for the cost of the Global Entry application fee.
Priority Pass™ Select
Enjoy complimentary access to more than 1,300 lounges in over 500 cities worldwide.
Luxury Card Concierge
Enjoy 24/7 access to Luxury Card Concierge—a complete lifestyle management service tailored to your personal requirements. From booking an extravagant travel itinerary to sourcing hard-to-find gifts, our Concierge specialists are on hand to ensure Cardmembers experience more.
Luxury Card Travel
The Luxury Card Travel program offers competitive rates and complimentary benefits at over 3,000 properties across the globe. Cardmembers receive an average value of $500 in benefits and services per stay. Benefits may include complimentary food and beverages, room upgrades, resort or spa credits and welcome amenities.
| INTRO APR FOR BALANCE TRANSFERS | 0% for 15 months |
| PURCHASES APR | 16.49% |
| BALANCE TRANSFER FEE | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| CASH ADVANCE APR | 26.74% |
| CASH ADVANCE FEE | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| LATE PAYMENTS | Up to $39 |
| FOREIGN TRANSACTION FEE | 0% |
