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Last updated: 8/19/2020

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points

Discover it Miles

Earns: Discover Miles

GigaTake:

★★★★★
★★★★★

Basically a 1.5% cash back card—but you can only use that cash for travel expenses, which is limiting. Plus, other cards are more widely accepted.

Calculating rewards based on your personal spending.

You Could Earn

${{card.totalValue | number}}

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Card Review

Last updated: 8/19/2020

Discover it Miles

Earns: Discover Miles

You Could Earn

{{card.totalPoints | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

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GigaTake:

★★★★★
★★★★★
points

Basically a 1.5% cash back card—but you can only use that cash for travel expenses, which is limiting. Plus, other cards are more widely accepted.

Card Highlights
Reward Summary
1.5x All Spending
Annual Fee
$0
Foreign Transaction Fees
100%
Other Card Information

Discover Miles can be used a statement credits for any travel expenses (100 miles = $1). At the end of your first year, Discover automatically matches all all the Miles you’ve earned, turning your 1.5 miles per dollar into 3.

Discover Miles mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

view rewards by

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–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus
Annual Fee${{annualFeeAmount | number}}
All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}
Merchant ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}
{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}
Welcome Bonus${{welcomeBonusAmount | number}}
Monetary value of points

We value Discover Miles at 1 cents per point.

Learn More

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Value of a point in cents

See how this card stacks up to other credit cards

Other Cards Discover it Miles
Reward Rate = {{categoryGroup.categoriesMultiplier.value+card.earning_rate}}x {{categoryGroup.categoriesMultiplier.name}}

${{categoryGroup.categoryGroups.minValue | number}}

{{categoryGroup.categoryGroups.minValue | number}}x

${{categoryGroup.categoryGroups.maxValue | number}}

{{categoryGroup.categoryGroups.maxValue | number}}x

Reward Rate = {{card.earning_rate}}x All other
Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

{{basePointsGroups.groups[0][0].value | number}}x

${{basePointsGroups.maxValue | number}}

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Annual Fee = ${{annualFeeCard.value|number}}
Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*
Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles
Compared to your cards
Compared to your cards

${{currentCardValue | number}}

Your Current Credit Card

Your Current Credit Cards

${{card.totalValue | number}}

Discover it Miles

Compared to other cards

  • ${{c.totalValueWithSignupBonus | number}}

    {{c.card.display_name}}

    ${{c.totalValueWithSignupBonus | number}}

    {{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

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How we do this calculation.

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Card Details
INTRODUCTION APR 0%
PURCHASES APR 13.49% to 24.49%
CASH ADVANCE APR 26.49%
BALANCE TRANSFER FEE 5%
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS None the first time you pay late. After that, up to $39.
FOREIGN TRANSACTION FEE 100%