Last updated: 5/10/2021

Discover it Miles

Earns: Discover Miles

★★★★★

GigaTake:

Basically a 1.5% cash back card—but you can only use that cash for travel expenses, which is limiting. Plus, other cards are more widely accepted.

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn	Worth	Plus Welcome Bonus	Total
{{totalPointsYouCouldEarn \| number}} Discover Miles per year	${{totalPointsYouCouldEarnValue \| number}}	{{welcomeBonus \| number}} points worth ${{welcomeBonusValue \| number}}	${{totalValueToUser \| number}}

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–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

See how the Discover it Miles compares to other credit cards

Discover it Miles Other Cards

Rewards

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Reward Rate = 1.5x

Value = 1 cent per point
Effective Value = 1.5 %

Welcome Bonus = 0

Value = 1 cent per point
Effective Value = $0

$1800

Annual Fee = $0

$995

Welcome Bonus

0 Points

GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article

Spending Rewards

1.5x All Spending

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

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0.4¢ PER POINT

2¢+ PER POINT

Other Card Information

Discover Miles can be used a statement credits for any travel expenses (100 miles = $1). At the end of your first year, Discover automatically matches all all the Miles you’ve earned, turning your 1.5 miles per dollar into 3.

Annual Fee

Are Annual Fees Worth It?

The GigaPoints Guide to Credit Card Annual Fees Article

Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

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The Fine Print

INTRO APR FOR PURCHASES	0% for 14 months
INTRO APR FOR BALANCE TRANSFERS	0% for 14 months
PURCHASES APR	13.49% to 24.49%
BALANCE TRANSFER APR	13.49% to 24.49%
BALANCE TRANSFER FEE	5%
CASH ADVANCE APR	26.49%
CASH ADVANCE FEE	Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS	None the first time you pay late. After that, up to $39.
FOREIGN TRANSACTION FEE	100%