Calculating rewards based on your personal spending.

Last updated: 5/12/2020

points

Discover it Miles

Earns: Discover Miles

GigaTake:

★★★★★

Basically a 1.5% cash back card—but you can only use that cash for travel expenses, which is limiting. Plus, other cards are more widely accepted.

YOUR FIRST YEAR PROJECTED EARNINGS

Discover Miles
worth

${{card.totalValue | number}}

Discover it Miles

Earns: Discover Miles

YOUR FIRST YEAR PROJECTED EARNINGS

Discover Miles
worth

${{card.totalValue | number}}

Apply Now

GigaTake:

★★★★★

points

Basically a 1.5% cash back card—but you can only use that cash for travel expenses, which is limiting. Plus, other cards are more widely accepted.

Discover Miles mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

Compared to your cards

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Your Current Credit Card

Your Current Credit Cards

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Discover it Miles

Compared to other cards

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Sign in to see how well this card would work for you.

How did we arrive here?

Annual Fee

Plus Base Spending

Merchant Bonus

Category Bonus

Welcome Bonus

${{card.totalValue | number}} =

-${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}}Plus Base Spending

${{merchantBonusAmount | number}}Merchant Bonus

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} Bonus

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

Plus Base Spending${{basePointsAmount | number}}

Welcome Bonus${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} Bonus${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Monetary value of points

We value Discover Miles at 1 cents per point.

Hilton Honors	Choice Hotels Privileges	Wyndham Wyndham Rewards Alitalia MilleMiglia Expedia Rewards IHG Rewards Club	Marriott Bonvoy	USAA Rewards Uber Cash Turkish Airways Miles & Smiles Thai Airways Royal Orchid Plus Malaysia Airlines Enrich Jet Airways JetPrivilege El Al Matmid Singapore Airlines KrisFlyer Qatar Airways Privilege Club Hainan Airlines Fortune Wings Club Finnair Finnair Plus EVA Air Infinity MileageLands Etihad Airways Etihad Guest Avianca LifeMiles Cathay Pacific Asia Miles Aeromeixco Club Premier Air France – KLM Flying Blue Virgin Australia Velocity Qantas Points Discover Miles Disney Rewards Dollars Amazon Amazon Bank of America Preferred Rewards Wells Fargo Go Far Rewards Cash Back Cash Back Aer Lingus AerClub	Capital One Miles	Hawaiian Airlines HawaiianMiles Iberia Plus Air Canada Aeroplan Delta Airlines SkyMiles American Airlines American AAdvantage British Airways Executive Club	Virgin Atlantic Flying Club Emirates Skywards ANA Mileage Club United MileagePlus	Citi Thank You Points Alaska Airlines Mileage Plan	JetBlue TrueBlue U.S. Bank Altitude Points Southwest Rapid Rewards U.S. Bank FlexPoints	Hyatt World of Hyatt	American Express Membership Rewards	Chase Ultimate Rewards	Accor Live Limitless	Starbucks Stars
.5	.6	.7	.8	1	1.1	1.2	1.3	1.4	1.5	1.6	1.7	1.8	2	3

Value of a point in cents

Other Cards Discover it Miles

Reward Rate = {{categoryGroup.categoriesMultiplier.value+1}}x {{categoryGroup.categoriesMultiplier.name}}

${{categoryGroup.categoryGroups.minValue | number}}

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${{categoryGroup.categoryGroups.maxValue | number}}

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Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

{{basePointsGroups.groups[0][0].value | number}}x

${{basePointsGroups.maxValue | number}}

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Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = {{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

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Stop missing out on ${{card.totalValue | number}} dollars

How we do this calculation.

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Card Details

PURCHASES APR	13.49% to 24.49%
CASH ADVANCE APR	26.49%
BALANCE TRANSFER FEE	5%
CASH ADVANCE FEE	Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS	None the first time you pay late. After that, up to $39.
FOREIGN TRANSACTION FEE	100%

Discover it Miles

Card Review

Discover it Miles

Discover Miles mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

Compared to your cards

Compared to your cards

${{currentCardValue | number}}

${{card.totalValue | number}}

Compared to other cards

{{c.card.display_name}}

{{c.card.display_name}}

${{allCards[0].totalValue | number}} – ${{allCards[allCards.length-1].totalValue | number}}

Sign in to see how well this card would work for you.

How did we arrive here?

${{card.totalValue | number}} =

Monetary value of points

We value Discover Miles at 1 cents per point.

Reward Rate = {{categoryGroup.categoriesMultiplier.value+1}}x {{categoryGroup.categoriesMultiplier.name}}

{{c.card.display_name || c.card.card.display_name}}

Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

{{c.card.display_name || c.card.card.display_name}}

Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

{{c.card.display_name || c.card.card.display_name}}

Sign Up Bonus = {{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

{{c.card.display_name || c.card.card.display_name}}

Relevant Articles

Stop missing out on ${{card.totalValue | number}} dollars

Sign in to see the calculations for this card mapped to your spending

Card Details