Last updated: 8/26/2021

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Capital One Quicksilver Student

Earns: Cash Back

GigaTake:

A great, simple cash back card for students. 1.5% on all spending is a good rate. Other cards might offer a bit better (2%), but you will likely need a longer credit history to get approved.

This card is best for:

  • All Spending

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Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Cash Back
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

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${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • 1.5% cash back on everything.
  • No annual fee.

Cons

  • Not many. Maybe (?) you can earn more with another card.

See how the Capital One Quicksilver Student compares to other credit cards

Capital One Quicksilver Student Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 1.5x

Value = 1 cent per point
Effective Value = 1.5 %

0%
3%

Welcome Bonus = 0

Value = 1 cent per point
Effective Value = $0

$0
$1700

Annual Fee = $0

$0
$995
Welcome Bonus
$0 Cash Back
GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
1.5% All Spending

Good

good

Good

In the top 50% of cards.

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Cash Back
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

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The Fine Print

PURCHASES APR 26.99% (variable)
CASH ADVANCE APR 26.99% (variable)
CASH ADVANCE FEE 3% of the amount of the cash advance, but not less than $10.
FOREIGN TRANSACTION FEE 0%