Last updated: 1/28/2021

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points

Blue from American Express

Earns: American Express Membership Rewards

GigaTake:

★★★★★

About as vanilla a credit card as you can get: no annual fee, no sign-up bonus, no special categories. You can almost certainly do better, unless you just need an account that keep your Membership Rewards points active.

Calculating rewards based on your personal spending.

You Could Earn

${{card.totalValue | number}}

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

Blue from American Express

Earns: American Express Membership Rewards

You Could Earn

{{card.card.point_currency_name}} per year

Worth

${{card.totalValue | number}}

Plus Welcome Bonus

${{ card.card.sign_up_bonus / 100 | number }} Cash Back

{{card.card.sign_up_bonus | number}} points worth ${{ (card.card.sign_up_bonus * card.card.pointValueMultiplier) / 100 | number}}

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GigaTake:

★★★★★

points

Card Highlights

Reward Summary
                    
                        1x                    
                    
                                            All Spending

Annual Fee
                        $0
                                            
Foreign Transaction Fees
                        2.7%
                    

American Express Membership Rewards mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

view rewards by

Points Dollar value

${{totalAmount | number}} =

{{totalAmount | number}} =

Include Welcome Bonus

–${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus

Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Monetary value of points

We value American Express Membership Rewards at 1.7 cents per point.

Learn More

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.5	.6	.7	.7	.8	1	1.1	1.2	1.3	1.4	1.5	1.6	1.7	1.8	2	3

Value of a point in cents

See how this card stacks up to other credit cards

Other Cards Blue from American Express

Reward Rate = {{categoryGroup.categoriesMultiplier.value+card.earning_rate}}x {{categoryGroup.categoriesMultiplier.name}}

${{categoryGroup.categoryGroups.minValue | number}}

{{categoryGroup.categoryGroups.minValue | number}}x

${{categoryGroup.categoryGroups.maxValue | number}}

{{categoryGroup.categoryGroups.maxValue | number}}x

Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

${{basePointsGroups.groups[0][0].value | number}}

{{basePointsGroups.groups[0][0].value | number}}x

${{basePointsGroups.maxValue | number}}

{{basePointsGroups.maxValue | number}}x

Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

${{annualFeeCards[0][0].value}}

${{maxAnnualFee}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

${{signUpBonusCards[0][0].value}}

${{maxSignUpBonus}}

*After you spend ${{ card.sign_up_bonus_spend_requirement | number }} on purchases in the first {{ card.sign_up_bonus_time_requirement_months }} months from account opening.

Relevant Articles

Compared to your cards

${{currentCardValue | number}}

Your Current Credit Card

Your Current Credit Cards

${{card.totalValue | number}}

Blue from American Express

Compared to other cards

${{c.totalValueWithSignupBonus | number}}

{{c.card.display_name}}

${{c.totalValueWithSignupBonus | number}}

{{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

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Sign in to see how well this card would work for you.

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Add Card

Stop missing out on ${{card.totalValue | number}} dollars

How we do this calculation.

Add your first credit card to see how much you could earn with this card.

Sign in to see the calculations for this card mapped to your spending

Card Details

PURCHASES APR	23.99%
CASH ADVANCE APR	25.24%
BALANCE TRANSFER FEE	Either $5 or 3% of the amount of each transfer, whichever is greater.
CASH ADVANCE FEE	Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS	Up to $39.
FOREIGN TRANSACTION FEE	2.7%

Blue from American Express

Card Review

Blue from American Express

Card Highlights

Reward Summary

Annual Fee

Foreign Transaction Fees

American Express Membership Rewards mapped to {{user.attributes.given_name}}’s spending {{startDate | date}} – {{endDate | date}}

How did we arrive here?

With this card, you would have earned…

${{totalAmount | number}} =

{{totalAmount | number}} =

Monetary value of points

We value American Express Membership Rewards at 1.7 cents per point.

See how this card stacks up to other credit cards

Reward Rate = {{categoryGroup.categoriesMultiplier.value+card.earning_rate}}x {{categoryGroup.categoriesMultiplier.name}}

{{c.card.display_name || c.card.card.display_name}}

Reward Rate = {{card.earning_rate}}x All other

Reward Rate = {{card.earning_rate}}x All spending

{{c.card.display_name || c.card.card.display_name}}

Annual Fee = ${{annualFeeCard.value|number}}

Annual Fee

{{c.card.display_name || c.card.card.display_name}}

Sign Up Bonus = ${{signUpBonusCard.value|number}} Cash Back{{card.sign_up_bonus|number}} Points (${{signUpBonusCard.value|number}} value)*

Sign Up Bonus

{{c.card.display_name || c.card.card.display_name}}

Relevant Articles

Compared to your cards

Compared to your cards

${{currentCardValue | number}}

${{card.totalValue | number}}

Compared to other cards

{{c.card.display_name}}

{{c.card.display_name}}

${{allCards[0].totalValueWithSignupBonus | number}} – ${{allCards[allCards.length-1].totalValueWithSignupBonus | number}}

Sign in to see how well this card would work for you.

Stop missing out on ${{card.totalValue | number}} dollars

Add your first credit card to see how much you could earn with this card.

Sign in to see the calculations for this card mapped to your spending

Card Details