Please note: This card has been discontinued and is not currently accepting new applications.

Last updated: 6/8/2021

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Amazon Rewards Visa Card

Earns: Amazon Points

GigaTake:

A good card for Amazon shoppers. It’s effectively a no-fee cash-back card whose rewards only work on Amazon. Card holders also get 3% cash back on Amazon and at Whole Foods.

This card is best for:

  • Dining
  • Gas
  • Drugstores

Here’s how much you would earn with this card

(Based on spending from {{earliestTransactionDate | date}} through {{latestTransactionDate | date}})

You could earn Worth Plus Welcome Bonus Total
{{totalPointsYouCouldEarn | number}} Amazon Points
per year
${{totalPointsYouCouldEarnValue | number}} {{welcomeBonus | number}} points
worth ${{welcomeBonusValue | number}}
${{totalValueToUser | number}}

How’d we figure that out?

${{totalAmount | number}} =

{{totalAmount | number}} =

${{annualFeeAmount | number}}Annual Fee

${{basePointsAmount | number}} All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x)

${{merchantBonusAmount | number}}{{ merchantsBonusLabels | commaSeparate }} ({{merchantsBonusAmounts[0].multiplier}}%x)

${{categoryBonusAmount.bonus | number}}{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)

${{categoryDiscount.discount | number}}{{categoryDiscount.category}} Credit

${{merchantCreditAmount | number}}Merchant Discounts

${{welcomeBonusAmount | number}}Welcome Bonus


Annual Fee${{annualFeeAmount | number}}

All Other ({{card.card.earning_rate}}%x) All Spending ({{card.card.earning_rate}}%x) ${{basePointsAmount | number}}

Merchant Bonus ({{merchantsBonusAmounts[0].multiplier}}%x)${{merchantBonusAmount | number}}

{{categoryBonusAmount.category }} ({{categoryBonusAmount.multiplier}}%x)${{categoryBonusAmount.bonus | number}}

Welcome Bonus${{welcomeBonusAmount | number}}

Pros

  • Good 3% cash back on Amazon and Whole Foods.
  • Reasonable 2% cash back at restaurants dining, drugstores, and gas stations.
  • No annual fee.

Cons

  • 1% cash back on all other spending is unexceptional.

See how the Amazon Rewards Visa Card compares to other credit cards

Amazon Rewards Visa Card Other Cards


Hover the dots to view other Credit Cards

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
7%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
6%

Reward Rate = 2x

Value = 1 cent per point
Effective Value = 2 %

0%
3%

Reward Rate = 1x

Value = 1 cent per point
Effective Value = 1 %

0%
3%

Welcome Bonus = 0

Value = 1 cent per point
Effective Value = $0

$0
$1700

Annual Fee = $0

$0
$995
Welcome Bonus
0 Points
GigaInfo about Welcome Bonuses Welcome Bonuses 101 Article
Spending Rewards
2x Dining

OK

OK

2x Gas

Good

good

Good

In the top 50% of cards.

2x Drugstores

Excellent

excellent

Excellent

In the top 15% of cards.

3x Amazon

Excellent

excellent

Excellent

In the top 15% of cards.

3x Whole Foods

Excellent

excellent

Excellent

In the top 15% of cards.

1x All Other

OK

OK

Is this card right for me?

That depends on your individual spending patterns. We have a tool that figures it out for you. Learn what you could earn.

Program Name
Amazon Points
Gigapoints Value
1¢ per point
0.4¢ PER POINT
2¢+ PER POINT
Annual Fee
  • $0
Use this card for…

You can earn more rewards by using different cards for different purchases. We built a tool that tells you which card to use, when. Just plug in your favorite brand, store, or category to find out which card pays the most.

Use the Best Card For tool Go

The Fine Print

PURCHASES APR 15.74% to 23.74%
BALANCE TRANSFER APR 15.74% to 23.74%
BALANCE TRANSFER FEE Either $5 or 5% of the amount of each transfer, whichever is greater.
CASH ADVANCE APR 26.49%
CASH ADVANCE FEE Either $10 or 5% of the amount of each transaction, whichever is greater.
LATE PAYMENTS Up to $39.
RETURN CHECK FEE $0
FOREIGN TRANSACTION FEE 0%